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How to Earn and Redeem ICICI Bank Credit Card Reward Points?

Post Last Updates by Ankit: Friday, March 1, 2024 @ 12:52 PM

How to Earn and Redeem ICICI Bank Credit Card Reward Points?

ICICI Bank Credit Card Reward Points

News: ICICI Bank credit cards come with a fantastic perk: reward points! These points can be earned while you shop, dine, or travel using your credit card. But what exactly are these reward points, and how can you make the most of them? Let’s dive in!

Earning Reward Points

a. Everyday Shopping

Use your ICICI Bank Credit Card for everyday expenses like grocery shopping, dining out, and online purchases. Each transaction earns you reward points. So, the more you swipe, the more points you accumulate!

b. High-Value Purchases

Make significant purchases using your credit card. Whether it’s buying jewelry or booking a dream vacation, these high-value transactions boost your reward points balance.

Understanding the Value

Now that you’ve earned reward points, let’s talk about their value. Here’s the deal:

1 Reward Point = ₹0.25

That means for every reward point you have, it’s equivalent to 25 paise (₹0.25). Keep this conversion rate in mind when planning your redemptions.

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Redeeming Your Reward Points

ICICI Bank offers exciting options for redeeming your hard-earned reward points. Here’s how you can do it:

a. Online Mode (Net Banking)

  1. Log in to your ICICI Bank internet banking account.
  2. Navigate to “Credit Cards” and select “Reward Points.”
  3. Explore the rewards catalog and choose from various options like cash back, shopping vouchers, gifts, and travel bookings.
  4. Select an item you’d like to redeem, and voilà! Your reward points will be put to good use.

b. Offline (Customer Care)

  1. Give a call to ICICI Bank’s customer care center at 080-40146444.
  2. Let them know you want to redeem your reward points.
  3. They’ll guide you through the process and help you choose the best redemption option.

Popular Redemption Choices

Here are some exciting rewards you can redeem using your ICICI Bank reward points:

1. Parker Pen Set: A classy rollerball pen and ballpoint pen set.

2. Shoppers Stop Gift Voucher: Shop for trendy clothes, accessories, and more at Shoppers Stop.

3. Westside Gift Voucher: Redeem it for merchandise at Westside stores across India.

4. Lifestyle Gift Voucher: Treat yourself to lifestyle products with this voucher.

ICICI Bank credit card reward points are like little treasures waiting to be unlocked. So, keep swiping, earning, and redeeming to make the most of your credit card experience! 


Q: How do I get welcome bonuses using an ICICI Bank Credit Card?

A: When you get a new Credit Card, ICICI Bank often gives a nice welcome bonus in the form of reward points. To earn these points, spend a certain amount within the first 60-90 days.

Q: Can I use my ICICI Bank Credit Card reward points without going online?

A: Absolutely! If you like talking to someone directly, you can go for offline redemption. Just get in touch with the ICICI customer care center, give them a call, and ask to convert your reward points into cash or other goodies.

Q: What’s the best way to choose an ICICI Bank Credit Card for earning reward points?

A: Think about what you like, how you spend money, and your lifestyle. Pick a card that gives extra points in categories you enjoy. Also, check out the specific rewards each card offers to make sure they match your interests and likes.

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